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States and the federal government share jurisdiction in the area of banking under the unique American dual banking system, while states serve as the sole regulators of insurance. NCSL supports state legislative interest in financial services and commerce issues with accurate, thorough and objective information, analysis and 50-state comparisons.

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Blockchain 2022 Legislation

Blockchain is a distributed ledger technology that records and shares every transaction that occurs in the network of users. This page summarizes the 2022 blockchain, smart contracts and verifiable credentials state legislation.
Financial Services
Table

Cryptocurrency 2021 Legislation

2021 state legislation regarding cryptocurrencies and digital and virtual currencies. Digital or virtual currencies are a medium of exchange but are not regular money.
Financial Services
Table

Direct Shipment of Alcohol State Statutes

The majority of states have statutory provisions that allow for out-of-state manufacturers to ship alcoholic beverages directly to consumers. The majority of states restrict the direct shipments to wine.
Financial Services
Table

Medical Liability/Medical Malpractice Laws

Under state law, a patient may pursue a civil claim against physicians or other health care providers, called medical liability or medical malpractice, if the health care provider causes injury or death to the patient through a negligent act or omission.
Financial Services
Table
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